When you go in for homeowners insurance, man’s most faithful pet, the dog can pose a likely problem. Depending upon the breed of the dog insures by law, can actually deny you insurance or charge you additional premium. Some insurers are even persuading their long time customers to get rid of their dog if they want to continue with their covers.
The American Kennel Club has taken a legal position on this issue. According to the organization, insurers should take into account the dog’s behaviour and not its deeds. It goes on to say that a well behaved dog is actually an asset for the home as it can deter intruders from entering the premises or alert the homeowners of an intrusion; in reality, prevent a theft from occurring and there seems to be no reason why insurers should deny covers to homeowners with dogs.