When you go in for homeowners insurance, man’s most faithful pet, the dog can pose a likely problem. Depending upon the breed of the dog insures by law, can actually deny you insurance or charge you additional premium. Some insurers are even persuading their long time customers to get rid of their dog if they want to continue with their covers.
The American Kennel Club has taken a legal position on this issue. According to the organization, insurers should take into account the dog’s behaviour and not its deeds. It goes on to say that a well behaved dog is actually an asset for the home as it can deter intruders from entering the premises or alert the homeowners of an intrusion; in reality, prevent a theft from occurring and there seems to be no reason why insurers should deny covers to homeowners with dogs.
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Dear Homeowners,
No need to get rid of a beloved dog. Instead, simply post your property with a "Dog in Yard" sign. This gives service peopel and visitors the heads up that a dog may be in the yard. Even the most docile dog can become aggressive if surprised. No surprises with a "Dog in Yard sign! www.doginyard.com
Fido behaving badly caused dog bite insurance claims to top $400 million in 2009—a record…according to a recent Chicago Tribune article (8/19/10). Dog owners need to protect their property, their dogs and help to reduce these dog bit incidents and lower claims. A simple and practical way to do this is with a “Dog in Yard” sign. These signs make visitors and service people aware that the family dog may be playing in the yard. Most family dogs are gentle, but even the gentlest dog can become aggressive if frightened or surprised. Let’s work together to reduce dog bite incidents and claims.
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